A Lasting Power of Attorney, LPA, is a legal document that allows someone to appoint trusted individuals to make important decisions on their behalf. There are two kinds of LPA, each covering a different area of life.
Property and Financial Affairs LPA
This type of UK power of attorney gives attorneys the authority to manage financial matters such as paying household bills, handling investments, and making decisions about property. It can be used while the donor still has mental capacity if they wish, and it continues should they lose the ability to manage their own affairs. Having this LPA in place can prevent the need for costly court involvement later. You can visit https://powerofattorneyonline.co.uk to learn more about LPAs.
Health and Welfare LPA
Unlike the financial version, this type of LPA only takes effect once the donor no longer has capacity. It allows attorneys to make decisions about medical treatment, care home arrangements, and daily welfare. It ensures that personal care needs and health-related choices are guided by someone the donor trusts. The NHS explains different types of LPAs.
Why Both May Be Needed
Each LPA covers separate responsibilities, meaning one cannot substitute for the other. A property and financial affairs LPA does not allow decisions about medical treatment, and a health and welfare LPA cannot be used to access finances. Having both documents in place ensures that every aspect of a person’s life, from care to money matters, is properly safeguarded.
In short, the two types of LPA work together to provide full legal protection and peace of mind.
